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Health insurance for members of SULF

Health insurance from Folksam is included in the SULF membership. The insurance is free of charge for all working members of SULF, and you do not need to do anything to add the cover.

Health insurance gives you greater security, as it provides compensation for lost income in the event of long-term sick leave by supplementing the compensation you receive from the Swedish Social Insurance Agency (Försäkringskassan).

The insurance:

covers all working SULF members,
is payable if your capacity for work is reduced by 25-100 per cent,
provides compensation you are unable to work for one of the following reasons:
- preventive care,
- care of a close relative
- care of a seriously ill child.

Frequently asked questions

We have compiled a list of questions and answers regarding the free health insurance for SULF’s members.

Quick guide

Hello, how may we help you?

- 1. Register as a job seeker at the Employment Service (Arbetsförmedlingen).
  
  2. Apply for unemployment benefit from your unemployment insurance fund (A-kassan).
  
  3. Contact the Job Security Foundation (Trygghetsstiftelsen) to check whether you are covered by the state sector transition agreement.
  
  4. If you are entitled to income-related unemployment benefit from a-kassa but not to topping up from the Job Security Agreement, you may apply for benefits from SULF income insurance. Report unemployment to Folksam and apply for compensation from the insurance by filling in this web form on Folksam’s website. Remember to enclose the confirmation from Akademikernas a-kassa with you application for compensation.
  
  More information about what you need to do if you become unemployed can be found here.
  
  If you have any specific questions regarding redundancy and unemployment, you are welcome to contact the SULF members’ helpline.
- Follow these four steps to receive compensation from the SULF unemployment insurance:
  
  1. Register as a job seeker at the Employment Service (Arbetsförmedlingen).
  
  2. Apply for unemployment benefit from your unemployment insurance fund (A-kassan).
  
  3. Contact the Job Security Foundation (Trygghetsstiftelsen) to check whether you are entitled to additional unemployment support.
  
  4. If you are entitled to income-related unemployment benefit from a-kassa but not to topping up from the Job Security Agreement, you may apply for benefits from SULF income insurance. Report unemployment to Folksam and apply for compensation from the insurance by filling in this web form on Folksam’s website. Remember to enclose the confirmation from Akademikernas a-kassa with you application for compensation.
  
  More information about the SULF income insurance can be found here.
  
  If you have any specific questions, you are welcome to contact the SULF members’ helpline.
- It is up to you to decide when you want to inform your employer that you are going to become a parent, but you must do so at least two months before the start of your parental leave. SULF recommends that you have a planning dialogue with your immediate manager to plan r your parental leave and how your work is to be covered in your absence. This dialogue should also include a discussion of how you can maintain contact with your workplace during your leave and how the return to work should be organised. It is important that you do not lose skills so that you can continue to have good salary and career development.
  
  It is also a good idea to establish a “contract” with your manager. This contract does not have legal bearing but can provide support and guidance for both you and your manager and help to avoid unnecessary misunderstandings.
  
  More information about rules regarding parental leave can be found here.
  
  If you are a member of SULF you can log in to My pages. Under the Handböcker tab you will find a pdf entitled Advice for your parental leave.
  
  If you have any specific questions regarding parental leave, you are welcome to contact the SULF members’ helpline.
- The Swedish Employment Act lists four forms of fixed term employment – general fixed-term, substitute, seasonal and fixed-term employment when the employee is 67 or older.
  
  More information about the rules regarding different types of fixed term employment can be found here.
  
  If you have any specific questions regarding fixed term employment, you are welcome to contact the SULF members’ helpline.
- When you log in to My Pages, you can see the membership data we have about you. You can update information such as your employer, e-mail address, position and so on. You can also see your invoices and your membership number.
  
  We update all members’ address information automatically through SPAR, a register linked to the Swedish Population Register. If you would like to receive your post an address other than the one at which you are officially registered, choose yes in the field marked other postal address.
  
  Use your Bank ID to log in to My Pages.
  
  If you have any specific questions regarding your membership, you are welcome to contact the SULF membership service.
- If you are a member of another Saco union, you can have dual membership and join SULF for a very small additional cost. This will give you membership of two unions for a single fee and provide access to two membership magazines, membership benefits from both unions and more.
  
  More information about our dual-membership fees can be found here (pdf).
  
  If you have any specific questions regarding membership, you are welcome to contact the SULF membership service.
- Normal membership fee: SEK 285 per month
  
  Doctoral candidate membership fee: SEK 100 per month
  
  Retired members fee: SEK 660 per year
  
  If you are a member of another Saco union, you can have dual membership and join SULF for a very small additional cost. More information about our dual-membership fees can be found here (pdf).
  
  If you have any questions regarding membership fees, you are welcome to contact the SULF membership service.
- Membership of SULF provides you with one of the best income insurance schemes on the market. It also includes our members’ magazine Universitetsläraren and discounts on several magazine subscriptions, as well as access to advice and support and a range of exclusive discounts on insurances and loans.
  
  More information about our membership benefits can be found here.
  
  If you have any specific questions regarding membership benefits, you are welcome to contact the SULF membership service.
- Membership of SULF does not include membership of an unemployment insurance fund. SULF recommends that you join the AEA unemployment insurance fund, Akademikernas a-kassa.
  
  More information about membership of the fund and how to apply can be found here.
- We are delighted that you want to join us!
  
  You can find an application form here.
  
  If you would like to know more about our membership fees and benefits, please see here.
- SULF recommends that you join the AEA unemployment insurance fund, Akademikernas a-kassa.
  
  More information about membership of the fund and how to apply can be found here.
Local union representative
Contact your local Saco-S association if you have questions about salaries, working hours, terms of employment or working environment, or if you need negotiation support regarding a specific issue. You will find contact information here.

SULF member’s helpline
Contact SULF member’s helpline for general or more fundamental issues regarding labour and employment law. Call 08-505 836 00, press 1, or email radgivning@sulf.se. Available by email every weekday, phone hours Wednesdays 1-3 p.m. and Fridays 9-11.30 a.m.

SULF membership service
If you have questions about your membership, benefits, fees, invoices or our members’ magazine Universitetsläraren please contact SULF membership service. Call 08-505 836 00, press 2, or email medlem@sulf.se. Available by email every day, telephone hours Monday and Wednesday 9-11.30 a.m.
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